Maximize your auto insurance savings with smart safety investments! Determining the pricing for car premiums depend on a variety of elements, including age and driving record. However, did you know that certain programs and features may help reduce costs?
Invest in specific safety upgrades to your automobile - from anti-theft devices to enhanced braking systems - could save up to 20% on those monthly auto insurance payments. Improving your auto insurance profile doesn't have to be all about signing up for driver safety courses. There are a few more options you can try!
Installing a Car Security System
Installing a car security system is one of the best ways to ensure your vehicle’s safety. Not only can it help protect against theft or vandalism, but it can also help with recovering your stolen vehicle if it does get taken. As an added bonus, it could also save you money on your auto insurance premium.
Many auto insurance companies offer discounts for those with car security systems installed in their vehicles, often up to 10-15%. So if you have an alarm system installed in your vehicle, be sure to let your insurer know so they can adjust your premium accordingly.
Collision Avoidance Systems
Collision avoidance systems are becoming increasingly popular because they offer invaluable protection against accidents by warning drivers when they are getting too close to another vehicle or object.
These systems often use sensors located in the front and rear bumpers that detect potential collisions before they occur and alert you to take corrective action. Most major auto insurers now offer discounts on auto insurance premiums for those who install these systems, which can range from 5-15% depending on the system used.
Tire Pressure Monitoring System (TPMS)
Having a tire pressure monitoring system installed in your vehicle is another effective way to improve its overall safety rating—especially during winter months when tire pressure tends to drop more quickly due to colder temperatures.
A TPMS uses sensors located inside each tire that monitor air pressure levels at all times and will alert you if one or more tires become under-inflated or overinflated. Most insurers now offer discounts on your auto insurance for having a TPMS installed in your vehicle, usually between 5-10%.
Car safety upgrades are not only important for increasing the safety of yourself and others on the road—they can actually save you money on auto insurance premiums as well!
Installing car security systems, collision avoidance systems, and tire pressure monitoring systems into your vehicle is one of the best ways to reduce risk of accidents while also saving money on auto insurance premiums in the long run.
So don’t wait; start investing in car safety today! Call Richard Dean Insurance agency to see what sort of discounts we offer with your auto insurance. An agent can also comb through your auto insurance policy to make sure you're getting the best possible rates.