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Richard Dean Insurance _ Florida Insurance Agent

Florida's Favorite Insurance Team

Trusted by Florida families since 2019 | 24+ Years Florida Experience

An Insurance Team You Can Trust

24 + Years

Florida Insurance Experience

18+ Carriers

Shopped for Every Client

600+

Google Reviews

The Client Experience 

Insurance the Way It Should Be

Our Dedication

At Richard Dean Insurance, we believe insurance isn't just a policy — it's a promise. We take the time to explain your coverage, identify gaps your previous agent may have missed, and make sure you're never left wondering if you're truly protected.

We're actively involved in St. Pete and Lakewood Ranch communities because this is where we live, too. When you call us, you get a real person who knows your name — not a number in a queue.

Richard Dean Insurance Team
Richard Dean
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THE RDI
ADVANTAGE

At Richard Dean Insurance, we believe insurance isn't just a policy — it's a promise. We take the time to explain your coverage, identify gaps your previous agent may have missed, and make sure you're never left wondering if you're truly protected.

COVERAGE EXPERTS

We dig into the details so you don't have to worry about what's missing.

FLORIDA SPECIALISTS

From hurricane deductibles to Citizens transitions, we know this market.

PERSONAL ADVOCATES

We're in your corner at every renewal and every claim.

COMMUNITY-ROOTED

We sponsor, volunteer, and invest in the communities we serve.

Comprehensive Insurance Solutions for Your Life

Home Insurance

Florida-specific expertise, 18+ carriers, and inspection support to protect your most valuable asset.

Richard Dean Insurance Team

Stay Informed. Stay Protected.

Florida insurance doesn't have to be confusing. Our blog breaks down coverage questions, explains policy changes, and gives you practical tips to protect what matters most — all in plain language. Get new articles delivered straight to your inbox.

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