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Check Out These 4 Ways to Save Big on Your Auto Insurance

Looking for ways to save more on your auto insurance policy? Check out these 4 programs Richard Dean Insurance can offer, so you can take full advantage and see big-time savings.

1. Drivewise®


Drive Down Your Insurance Costs Richard Dean Insurance provides car insurance policies that give you the power to lower your insurance costs with Drivewise. This auto insurance perk provides personalized driving feedback that helps make you a safer driver, which, in turn, means you could save money for your everyday safe driving. The Drivewise incentive could even help young drivers develop good driving habits to help keep them safe on the road.

If you're someone who likes discounts, another major perk of Drivewise is getting a discount* off your auto insurance policy just for signing up and remaining active in the program. Still want more? After your first 50 trips you can earn cashback**—and every six months after— for your safe driving.


How To Earn

  • Safe Speeds: Keep speed below 80 mph

  • Safe Hours: Limit late-night trips

  • Safe Stops: Limit hard braking

Reach out to one of our knowledgeable agents for more information on how to enroll in and benefit from this program.



2. BonusDrive


Drive Away Happy

Get Cashback from BonusDrive to spend on whatever you want when you purchase or lease a select new vehicle. It's quite simple - you search for qualified vehicles from Chrysler, Dodge, FIAT®, Jeep®, Ram, Hyundai, or Volvo. Once you have chosen your offer, visit any dealer to negotiate your purchase or lease as normal. The BonusDrive offer is in addition to any discounts and incentives you may receive from the dealership.


Ready to get your cash back? Click here to submit your application or, if you have more questions, click here to reach out to one of our insurance agents for more program details.



3. Milewise®


Pay-Per-Mile Care Insurance

Don't drive much? Or very far? Richard Dean Insurance can provide you with the Milewise program, which, as the name might suggest, means you're able to pay for auto insurance based on how much your drive. You get the same trusted auto insurance coverage and claims support but at a lower price, based on how much and how safe you drive.


Wondering if Milewise auto insurance is right for you?


Milewise is designed for low-mileage drivers and for those who want more transparency and control over the price they pay for auto insurance. This can be a great option for many people, including:

  • Stay-at-home parents, retirees, or part-time workers

  • Commuters who walk, bike, or take public transportation

  • Drivers who work close to home or work from home


Still not sure if you qualify or would benefit from this type of auto insurance? The expert team at Richard Dean Insurance is just a phone call away and can help walk you through this process.



4. Accident Forgiveness


Protection for your Car Insurance Rate

Your car insurance premium doesn't have to go up just because of an accident. When you add the optional Accident Forgiveness coverage to your auto insurance policy, your rates won't go up after an accident — even if it was your fault.

Accident Forgiveness protection begins the day you sign up. Contact Richard Dean Insurance, your hub for local agents, to learn more about Accident Forgiveness so we can help you determine if Accident Forgiveness right for your auto insurance policy.



If you're looking for great rates, incentive programs that save you big, and a team of experts that can help guide you to picking the best policy and add on benefits, then look no further than Richard Dean Insurance - we've got you covered.


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Contact Information:

RDPlummer@allstate.com

Phone: (941) 999-3131

Fax: (941) 210-4336

Location & Hours:

8441 Lorraine Rd

Lakewood Ranch,

Florida 34202

Monday - Friday

8:30am - 5pm

Saturday - Appt. Only